Growth is on my watchlist for my taxable accounts. best. Vanguard users-- VYM vs VTI, your thoughts. Many of you have recommended VTI (or a comparable total US index) when composing a well-balanced portfolio. Technicals Database Analyst Take Realtime Ratings Overview. Which is better and why? Beginner seeking advice. Some important comparison metrics here are … I'd get rid of VIG and VYM and go all VT. Not VTI. Also, I've seen dividends labelled as a percentage, so does that just mean if it was 3% for example and I had $100 invested, I would get paid $3 quarterly? If you’ve landed here, you probably already know that stocks are a significant driver of portfolio returns, and that index funds are a great, low-cost way to get immediate, broad diversification across asset classes. Right now, the steady dividend ETF (VIG) is even leading slightly. Or are there any other ETFs that you think might even be better than either of these? We’ve seen that VYM and VIG share the following similarities: Both are stock dividend-focused ETFs. Combining the two in one package is a good way to capture the best of both. Vanguard’s Total Stock Market ETF (VTI) is similar to VOO in many ways, but the main difference is that it holds a much broader range of stocks. Thanks! Vanguard Whitehall Funds - Vanguard High Dividend Yield ETF NYSEMKT: VYM $95.75 up $0.52 (0.55%) Related Articles. Or annually? Hey y’all! You can't really go wrong with VTI. Vig is more growth, dividend is similar to vti if I remember correctly. 0.96% 0.31% 0.06% Large-Cap Core Funds Average Large-Cap Core Funds Avg ETFs only Dividend Appreciation ETF . Treasury Bonds vs. Corporate Bonds â The Showdown VIG vs. VYM â Comparing Vanguardâ s 2 Popular Dividend ETFs The 60/40 Portfolio Review and ETF Pie for M1 Finance Bogleheads 3 Fund Portfolio Review and Vanguard ETFs To Use The Best M1 Finance Dividend Pie for FIRE & Income Investors Portfolio Asset Allocation by Age â Beginners to Retirees 1 comment. Rolling 15 year annualized return: 6.86% / 7.29% / 9.38%, Stdev: 16.00% / 15.34% / 19.39% (Higher is more volatile), Sharpe Ratio: 0.42 / 0.43 / 0.43 (Higher is better risk-adjusted return), Sortino Ratio: 0.59 / 0.60 / 0.62 (Higher is better downside-only risk-adjusted return). Press question mark to learn the rest of the keyboard shortcuts. The two funds have a closer performance record over the past five years, but Schwab still holds a slight advantage of less than a percentage point over Vanguard in terms of average annual return over the p… To say nothing of large cap value exposure ... EDIT: Added rolling 15 year returns, which avoids cherry-picking effects of start/end dates. We see evidence of the securities lending effect in Vanguard’s Total Stock Market (VTSAX) index fund. Gains, on the other hand, are not taxable until you sell the shares and realize the gains. Sometimes that’s also when some of these growth stocks reveal themselves as mostly air. VTI vs. VOO: The Indexes. Value meanwhile, they get hit by crisis too but there are exceptional upside possibilities, and they tend to be built to survive any stom. It’s a valid thesis. Discuss anything and everything ETF-related! VTI vs. VOO: The Indexes. VIG vs VYM. Research performance, expense ratio, holdings, and volatility to … Quote Fund Analysis Performance Risk Price Portfolio Parent All … Given that the ten-year past performance of VTI and VYM are very similar, I wondered if any of you would ever recommend subbing VTI for VYM in a 3-4 holding portfolio consisting of (VTI/VYM), intl stocks, and total bonds. Below is the comparison between VEA and VTI. None of the above. best. Both are classified as “large value” funds. Sure, "past performance does not always equal future results," but it's certainly a data point in determining future investment allocations. Ten largest holdings and %of total net assets . Taken as a group, this covers approximately 80 percent of the market. Some of these megacap companies have the same power as those of small-medium countries. 5 – year period: as you can see below per Google Finance, both funds are performing at a very similar level. share. New comments cannot be posted and votes cannot be cast, Looks like you're using new Reddit on an old browser. Vanguard Dividend Appreciation has fared slightly better, with a 12% gain, but High Dividend Yield's 9% rise isn't far behind. At the depths of the crash in early 2008, the high-dividend ETF (VYM) suffered the worst drawdown, while the steady dividend ETF (VIG) had the mildest drawdown. VEA has a lower 5-year return than VTI (9.37% vs 16.73%). Both Vanguard High Dividend Yield and Vanguard Dividend Appreciation have done reasonably well recently. VYM is terrible as it does not provide any protection from dividend which VIG provide as holdings are more selective. Both Vanguard High Dividend Yield and Schwab U.S. Dividend Equity enjoyed solid returns in 2017, but the Schwab fund performed better. level 1. I’m a newer investor and I’ve been lurking for a few months. save. Compare fees, performance, dividend yield, holdings, technical indicators, and many other metrics to make a better investment decision. I have gotten some great insight into portfolios and investment strategies. But if you go back in history a bit more and look at the Vanguard mutual fund equivalents of those ETFs (VIGIX, VITSX, VSCIX -- I'll explain this one in a minute), things don't look quite so cut-and-dried. 20 comments. Is it automatically taken off before it heads to my account balance, or do I have to pay taxes on it when I file my taxes the following year? This thread is archived. 75% Upvoted. VIG/VYM/VNQ vs individual stocks. VIG/VYM/VNQ vs individual stocks . report. Both VEA and VTI are ETFs. I track the S&P 500 (blend) in my 401k but in my Roth IRA, my VWELX fund includes more value stocks. Close. The site may not work properly if you don't, If you do not update your browser, we suggest you visit, Press J to jump to the feed. Thanks for opinions. Growth, or more specifically, FAANG, has been a market driver for at least the last 10 years, so sure, it looks like a no-brainer to go all-in on VUG. Sort by. hide. Compare fees, performance, dividend yield, holdings, technical indicators, and many other metrics to make a better investment decision. Over the past year, the Vanguard ETF is up 19%, while the Schwab fund managed to post a 23% gain. One of the main differences between VTI and VUG is that VTI has a market cap weighted exposure to small caps. Vig. VOO vs. VTI – Methodology and Composition. Welcome to r/ETFs, the Exchange-Traded Funds subreddit. VTI vs. VUG: Head-To-Head ETF Comparison The table below compares many ETF metrics between VTI and VUG. 5. After doing some research today I came across VTI, which isn't necessarily dividend focused, but seems to have gotten higher total returns over the last decade. It is also important to note that pretty much all of the out performance for VUG has happened post 2017. If you want to keep it simple with single fund portfolio. New comments cannot be posted and votes cannot be cast . Compare and contrast: VEA vs VTI. I am aware of the technical differences between these 3 funds now and so am wondering: given my age (and this is NOT a retirement fund, I already have a separate 401k established) and that I will be continually contributing to these funds monthly, should I pull out of one of these (VYM or VIG) and put it in VTI? Report Save. level 1. Vym is value. Hello, all! Annual Fees for Top 10 Investment HSAs 15. Before the last 10 years, small caps historically have had periods of better risk-adjusted returns. Even with dividends reinvested, through 2019, VIG would have given you an extra CAGR of 1.33% compared to VYM since VYM’s inception in late 2006 (illustrated below; VIG is the blue line, VYM is the red line). The rankings reverse when you look back five years, but the difference is narrow at just 70% to 65%. 4. Press question mark to learn the rest of the keyboard shortcuts. Cookies help us deliver our Services. hide. We’ve also seen that they have the following differences: VYM is composed of 419 individual stocks, compared to just 184 for VIG. Growth stocks are—presumably—the biggest fallers in a crisis, as investors fly to safety and want to protect their gains. share. Both rock nearly identical expense ratios. Vti is the total market, always a quality bet. The issue is that it’s always a risk. VTI vs VIG vs VYM? 22 votes, 14 comments. VT gives you global exposure to all stock markets, both US and non-US. Kind of … Okay, so why did I include VSCIX? VTI tracks the entire stock market, while VOO focuses on the major players that make up the S&P 500. New comments cannot be posted and votes cannot be cast. 7. The standard answer parroted here is VTI, Total Market diversification instead of growth, but let's look at the statistics: VUG: 34.6% 52-week performance, 9.2% lifetime NAV VTI: 25.56% 52-week performance, 7.02% lifetime NAV. Of course, in a taxable brokerage account, dividends are taxable. As of December 31, 2020 . VTI has many of the same top holdings as SCHB and these two ETFs trade in tandem most of the time. But VTI offers a lot more liquidity and a slightly higher yield. Thanks! VIG . Dividends result in a larger tax burden. Looking to open a 15 year investment that I can keep liquid. This is Standard & Poor’s market-cap index of the 500 largest US companies that are publicly traded. 3 years ago. Vanguard S&P 500 ETF (VOO) Dividends are not irrelevant to total return, but total return is all that matters; whether it comes from capital appreciation or dividends doesn't matter. 1 . Long story short, if you go with VUG over VTI, you are reducing/eliminating your small cap exposure, which may prove more valuable in the long run than pure large cap growth exposure. VTI gets a small boost from small caps when they do well relative to large caps, and of course, VTI gets a small drag from small caps when they do poorly relative to large caps. Beginner seeking advice. 19. Vanguard Dividend Appreciation ETF VIG Morningstar Analyst Rating Analyst rating as of Apr 29, 2020. The fund manages $56.9 billion in assets, making it the second-largest total stock market index fund, behind VTSAX. Chart Time – SCHD VS VIG . My VDIGX fund also includes more value stocks. Since inception isn't really a valid measure since the inception dates are different by 3 years. Posted by 3 months ago. 0 Why I Don’t Invest in VTSAX … But My Kids Will. Also, how does taxation work for dividends? VYM vs. VIG: Which Should You Invest in? About half of it is equivalent to VTI. Don't get me wrong, I hold VUG. None of us can really say for sure. Looking at valuations, it's interesting to see that the stocks in the High Dividend Yield ETF's portfolio tend to have a significantly cheaper earnings-based valuation than Dividen… Your $10,000 would have gone down to $5,175 with VYM, $5,564 with VTI/VTSAX, and $6,400 with VIG. 5. Compare fees, performance, dividend yield, holdings, technical indicators, and many other metrics to make a better investment decision. I suggest VOO 45%, VXF 15%, VXUS 20% and VIOV 20%. report. Thanks so far and in advance! VIG isn't a dividend fund, but rather a fund that selects companies based on dividend performance. 13. share. Learn everything you need to know about Vanguard Dividend Appreciation ETF (VIG) and how it ranks compared to other funds. I also track 20 stocks in another taxable account but as a group, it's a blend. View Top Holdings and Key Holding Information for Vanguard Total Stock Market ETF (VTI). Folks forget, Apple was very recently considered a value stock—and still is, according to some funds. 2 years ago. I, legally, can't say which is better (Series 7/63 licensed). Technicals Database Analyst Take Realtime Ratings Overview. VYM also lagged the S&P, while VIG beat it and had a higher Sharpe ratio, better max drawdown and Worst Year figures, and less volatility. Specifically mid-cap growth VMGMX (VOT is the ETF) and VGT (tech sector). But VTI offers a lot more liquidity and a slightly higher yield. save. NYSEMKT: VIG $143.36 up $0.16 (0.11%) VYM. They are cyclical , sometimes value will outperform growth and vice versus. Go VTI. One of the main differences between VTI and VUG is that VTI has a market cap weighted exposure to small caps. Taken as a group, this covers approximately 80 percent of the market. VIG vs. VTI: Head-To-Head ETF Comparison The table below compares many ETF metrics between VIG and VTI. VTI tracks the entire stock market, while VOO focuses on the major players that make up the S&P 500. VTI has many of the same top holdings as SCHB and these two ETFs trade in tandem most of the time. Treasury Bonds vs. Corporate Bonds â The Showdown VIG vs. VYM â Comparing Vanguardâ s 2 Popular Dividend ETFs The 60/40 Portfolio Review and ETF Pie for M1 Finance Bogleheads 3 Fund Portfolio Review and Vanguard ETFs To Use The Best M1 Finance Dividend Pie for FIRE & Income Investors Portfolio Asset Allocation by Age â Beginners to Retirees 1 comment. 14 comments. Some important comparison metrics here are … Sort by. In other data, over the past year, VIG has performed a bit better with a return of 13.77% as compared with SCHD with 12.07%. Can’t predict this so maybe split them up but have a majority in vti. This is one close marathon. VIG vs VYM. The total return numbers are relatively similar over the long run. Does a dividend ETF (VIG or VYM) sounds better than VOO in the event of an almost certain downturn within that time frame? Both have an expense ratio of 0.06%. I naively assumed that dividends were the way to go (free money I thought!) VTI vs. VUG: Head-To-Head ETF Comparison The table below compares many ETF metrics between VTI and VUG. Overview Holdings Performance ESG New. Why would I go VTI over VUG for all of my taxable account investing? Am I really to believe they won't be around in 30 years? As of 5/18/2019, your final values for the $10,000 invested in 1/1/2007 are $24,267 with VYM, $26,610 with VTI/VTSAX, and $26,831 with VIG. Prices are too high so I'm just maxing my retirement accounts while I continue to build cash in my taxable. The real question is if the "losers" of VTI drag it down enough where VUG is the better long-term option. 4. By using our Services or clicking I agree, you agree to our use of cookies. I have just invested $10,000 in TD Ameritrade, split 50/50 between VIG and VYM. Posted by 3 years ago. The end result is the same. Appreciate opinions. I also excluded VIG due to its yield of 2.28 which is not materially higher than any value ETF. 70% Upvoted. In other words, more volatile than value. Dividends aren't free money. Overview Holdings Performance ESG New. It follows the CRSP US Total Market Index, which includes all the stocks in the S&P500 plus over 3000 additional stocks. Expense ratio comparison . This represents the entire US stock market. Here's info for you: VIG. VIG is great ETF but you do not need it at your age. And that if a recession did hit, that Small Cap companies wouldn't be wiped out harder than they are? Press J to jump to the feed. Does a dividend ETF (VIG or VYM) sounds better than VOO in the … Kind of confused here … I naively assumed that dividends were the way to go (free money I thought!) As you can see from the numbers above, small caps can move differently from large cap growth stocks. Arguably the most important point here, but one that I think is … The total return numbers are relatively similar over the long run. Archived. So I am fresh out of college and have entered the workforce, My age is 21. Your $10,000 would have gone down to $5,175 with VYM, $5,564 with VTI/VTSAX, and $6,400 with VIG. I have just invested $10,000 in TD Ameritrade, split 50/50 between VIG and VYM. When a company pays out dividends, its share price goes down by roughly the same amount. Vig. Close. This is Standard & Poor’s market-cap index of the 500 largest US companies that are publicly traded. It's necessary to use mutual funds, because the ETFs didn't exist back then. As you can see from the numbers above, small … This thread is archived. VEA has a higher expense ratio than VTI (0.05% vs 0.03%). So I am fresh out of college and have entered the workforce, My age is 21. VIG is a great ETF used in a dividend growth strategy where investors may want to live off dividend income during retirement. I also excluded VIG due to its yield of 2.28 which is not materially higher than any value ETF.

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